In this two-day training community advocates will learn about exciting opportunities to leverage public and private investment through the Affirmatively Furthering Fair Housing (AFFH) rule and the Community Reinvestment Act. The course will give a history of lending and housing discrimination and outline the tools necessary to undo decades of injustice and lack of investment. Strategies to access public funds and investment through the Assessment of Fair Housing process will be examined and developed for your local community. Participants will learn how to engage in the public planning process so to garner public resources for their neighborhood. Additionally, participants will learn how to access private bank investment through the Community Reinvestment Act. Community organizations across the country have effectively used the Community Reinvestment Act (CRA) to increase investment by financial institutions in low- and moderate-income communities. This intensive training will provide a foundational understanding of the CRA and Fair Housing and how community organizations in Dayton can utilize these laws to ensure fair access to credit and capital for all residents. Community organizations will learn how to work together to use these laws to reverse disinvestment in LMI (low and moderate income) communities, help develop new banking products and services for LMI borrowers, and open new bank branches in “lending deserts” and drive funding in support of affordable housing, workforce development, environmental justice and other economic development pillars to build a more equitable and just society, especially in low and moderate income communities.
Agenda
Day 1: October 11th (9:30am – 4:00pm):
9:30 to10:00am – Intros & intersection of Fair Housing Act and CRA for community investment
10:00am to 12:00pm- History of Segregation & using the AFFH Rule to create access to opportunity
12:00pm to 1:15pm- Lunch on your own
1:15pm to 2:30pm- Overview of the Assessment of Fair Housing, RECAPS, and Criminal Justice Reform, Poverty, Housing, Food Desserts, Education, Employment
2:45pm to 3:45 pm, Using Assessment of Fair Housing, HUD AFFH Maps, CRA Resources to address RECAPS
3:45pm to 4:00 pm Identifying Your Community Needs
Day 2: October 12th (9:30am – 2:00 pm):
9:30 to 10:00am – Welcome and Review
10:00 to 10:30 am – Assessment of Fair Housing Coalition and Committee Structure, and coordinating with CRA Campaigns
10:30 to 12:30 – CRA 101 Basics, and CRA Organizing
12:30 to 2:30 pm – Dayton current CBA updates, local Involvement, Community Conversation and Next Steps
The more residents that get involved in their community, the better the City of Dayton will be.
The Human Relations Council offers opportunities for individuals and organizations to
make an impact and promote equality and harmony in Dayton, Ohio.